I happened upon this blog via an email I received. There's some great photos taken of the March on Washington on 9/12. What a glorious sight to see all of these unassuming Americans taking a stand against the administrations attempt to take over our health-care, spending that is out of control, and ACORN. I would venture to say most of these protesters have never protested anything in their life before.
It appears Obama has created change, ok. He has changed these usually silent Americans from being just
hard working, God-fearing Americans...who are minding their own business and trying to do all the right things to do their part in society........... to activists.
Thanks President Obama for the change...you have awakened the sleeping giant!!!!
http://www.lookingattheleft.com/2009/09/conservative-woodstock-rocks-the-capital/
Twenty Ten by Lloyd Marcus:
http://www.youtube.com/watch?v=UZkvkLmkYVg
Saturday, September 26, 2009
Thursday, September 24, 2009
CLASS ACTION LAWSUIT AGAINST ACORN LODGED BY TAX-PAYERS
Well, that sounds good doesn't it? It has a really nice "ring" to it.
Earlier today, I had an idea while I was writing to the 7 moron Senators that voted to continue their support for ACORN. In my letter, I reminded them that as tax payers, we are now unwilling participants in the Federally funded criminal enterprise, aka ACORN.
Now that I have unwillingly participated in these criminal activities, it is my belief that ALL taxpayers that do not support ACORN should have a right to LODGE A CLASS ACTION LAWSUIT against them as they violated their fiduciary responsibilities when they took our money and used it to conduct criminal activities. It would seem that they should be held to the same legal standards as any enterprise entrusted with someone else's money and is then using our money to commit fraud with those funds.
I posted this idea on Glenn Beck's Facebook page and am waiting to hear if any of his other FANS would like to join me in initiating a CLASS ACTION LAWSUIT AGAINST ACORN? How about any of you? Any of you want to join me? Then we would be able to get ACORNS books and deposition ACORN employees.
Let me know your thoughts................................................
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Earlier today, I had an idea while I was writing to the 7 moron Senators that voted to continue their support for ACORN. In my letter, I reminded them that as tax payers, we are now unwilling participants in the Federally funded criminal enterprise, aka ACORN.
Now that I have unwillingly participated in these criminal activities, it is my belief that ALL taxpayers that do not support ACORN should have a right to LODGE A CLASS ACTION LAWSUIT against them as they violated their fiduciary responsibilities when they took our money and used it to conduct criminal activities. It would seem that they should be held to the same legal standards as any enterprise entrusted with someone else's money and is then using our money to commit fraud with those funds.
I posted this idea on Glenn Beck's Facebook page and am waiting to hear if any of his other FANS would like to join me in initiating a CLASS ACTION LAWSUIT AGAINST ACORN? How about any of you? Any of you want to join me? Then we would be able to get ACORNS books and deposition ACORN employees.
Let me know your thoughts................................................
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Labels:
Acorn,
class action lawsuit,
criminal enterprise,
Facebook,
fiduciary,
Glenn Beck
Monday, September 21, 2009
Wednesday, September 16, 2009
GOP TO OBAMA: CUT ACORN TIES NOW
Article by Mike Flynn as found on biggovernment.com
Last night, 83 members of the United States Senate went on record to prohibit ACORN from collecting any federal funds. Tonight, over 130 members of the House of Representatives sent a letter to President Obama, asking him to disclose and terminate all federal funding to ACORN.
That leaves 305 members of the House who are silent. If you want to find out whether your Congressman has taken a stand against an organization whose employees are eager to facilitate a child prostitution ring, call the House switchboard at 202-224-3121.
http://www.docstoc.com/docs/document-preview.aspx?doc_id=11344487
Last night, 83 members of the United States Senate went on record to prohibit ACORN from collecting any federal funds. Tonight, over 130 members of the House of Representatives sent a letter to President Obama, asking him to disclose and terminate all federal funding to ACORN.
That leaves 305 members of the House who are silent. If you want to find out whether your Congressman has taken a stand against an organization whose employees are eager to facilitate a child prostitution ring, call the House switchboard at 202-224-3121.
http://www.docstoc.com/docs/document-preview.aspx?doc_id=11344487
Saturday, September 12, 2009
MY LETTER TO THE INSPECTOR GENERAL HUD TO INVESTIGATE ACORN
September 12, 2009
Kenneth M. Donohue, Sr.
Inspector General
U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
Email: hotline@hudoig.gov
Dear Mr. Donohue,
In light of the recent undercover tapes involving the housing offices of ACORN in Baltimore and Washington DC, I respectfully request an immediate thorough investigation into ACORN as well as ALL of its subsidiaries . This is but one of many reports of criminal activities happening within this "organization." I would also request that all funding to ACORN and all of its subsidiaries by the government are frozen immediately.
The accusations of fraud and abuse within all aspects of ACORN are troublesome. The accusations are not just from this undercover tape, they are also from ACORN employees that are also asking for help to expose the blatant corruption within the organization that goes far beyond what we already know. It is their experience that this is just the tip of the iceberg.
What is even more troublesome is that these allegations seem to be falling on deaf ears within our government. Attached, please find a copy of a report you may already be aware of:
This report also calls for an investigation into allegations of rampant criminal activity within ACORN and its affiliate agencies. To my knowledge, as of today, there has not been any support by Chairman Conyers. On the contrary, in March he seemed determined to investigate ACORN but just weeks later, when he was questioned about the status of the investigation, he responded by saying that the "Powers that be" have decided against any investigation. HHMMMM, I can only imagine who the "Powers that be" are. The silence from these elected officials that appear to aid and abet ACORN and all of its subsidiaries in criminal activity, is deafening.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Here is an excerpt of a letter I emailed to Chairman Conyers on July 23, 2009:
July 23, 2009
Dear Chairman Conyers
If you truly are interested in upholding the laws in place, your political position, racial views and your long-standing allegiance to ACORN must be set aside in the interest of justice.
It has been uncovered that while ACORN is actively receiving taxpayer dollars, it is also actively participating in promoting the Democratic Party through contributions of financial and personnel resources to Democratic political nominees and members, while also engaging in voter registration fraud for the Democratic Party. This is obviously a scheme to use taxpayer money to support a partisan political agenda, which would be a clear violation of numerous tax and election laws.
In a report to be released today, it is being reported that "Both structurally and operationally, ACORN hides behind a paper wall of nonprofit corporate protections to conceal a criminal conspiracy on the part of its directors, to launder federal money in order to pursue a partisan agenda and to manipulate the American electorate," an executive summary of the report reads.
Let me assure you that it is obvious to the "little people" that are struggling to make ends meet and want accountability for how their hard-earned tax dollars are being spent, that this organization must be investigated. Anything short of a THOROUGH investigation would indicate that your committee really has no interest in waste, fraud, and abuse of taxpayer dollars when it involves an organization with a strong affiliation with the Democratic Party.
Another concern is ACORNS affiliation with the Census bureau. If ACORN overtly encourages, supports and pays for their organization to promote voter registration fraud, my concern is that an organization that made up people through false voter registration would lead any reasonable person to suspect they would do the same in the Census count.
I hope and pray that you will set aside your political interest and TRULY do the right thing by encouraging the Justice Department to pursue a THOROUGH criminal investigation into ACORN and all of its affiliate organizations. If there is nothing illegal taking place, I would think that ACORN would welcome the opportunity to put all of these allegations to rest.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Of course we both know by now that the Census Bureau has opted to FIRE ACORN. That action also speaks volumes and tells me that ACORN is so toxic they don't want any association with them.
While I do believe that many of the needs that ACORN addresses are legitimate in all communities, it appears that they have been hijacked by criminals and thugs that are using it as a means to line their pockets at the expense of the people they profess to help and the tax-payers. When I saw those videos of the housing offices of ACORN in Baltimore and Washington, DC, I honestly wanted to throw up. To think that ACORN employees are educating people on how to conduct criminal activities, evade taxes, commit loan fraud, hide income, falsify tax returns, and the list goes on and on. What is frightening is that the employees didn't even bat an eye. The information they were providing these undercover reporters comes from years of doing this. It is obvious this was "business as usual".
I had worked in the title business for 12 years and can tell you that I had predicted a tsunami of foreclosures in the housing market 5 years ago. I personally hold ACORN and many of the politicians supporting ACORN responsible for much of this mess we now find ourselves in. It was their bullying and thuggish threats to banks and mortgage companies that led to the relaxed lending practices so that families could purchase a home, regardless of if they really could afford it or not. Then when the family is foreclosed on because they couldn't make their payments, ACORN rears its ugly head again and wants to use their thuggish tactics to try to prevent the banks from foreclosing!!!
I beg you to take this step to bring about the change we've been promised. You can start by Freezing any further funding to ACORN or any of its subsidiaries and seize their offices before they tamper with any evidence. It's time that when corruption is exposed, the "Powers That Be" uphold our laws, regardless of race, creed, color or political affiliation. You are now the "POWERS THAT BE." The question is, how will you use it?
God Bless.
Sincerely,
Michele
Kenneth M. Donohue, Sr.
Inspector General
U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
Email: hotline@hudoig.gov
Dear Mr. Donohue,
In light of the recent undercover tapes involving the housing offices of ACORN in Baltimore and Washington DC, I respectfully request an immediate thorough investigation into ACORN as well as ALL of its subsidiaries . This is but one of many reports of criminal activities happening within this "organization." I would also request that all funding to ACORN and all of its subsidiaries by the government are frozen immediately.
The accusations of fraud and abuse within all aspects of ACORN are troublesome. The accusations are not just from this undercover tape, they are also from ACORN employees that are also asking for help to expose the blatant corruption within the organization that goes far beyond what we already know. It is their experience that this is just the tip of the iceberg.
What is even more troublesome is that these allegations seem to be falling on deaf ears within our government. Attached, please find a copy of a report you may already be aware of:
~U.S. House of Representatives Committee on Oversight and Government Reform~
~Darrell Issa (CA-49), Ranking Member~
Is ACORN Intentionally Structured As a Criminal Enterprise?
Staff Report
U.S. House of Representatives
111th Congress
Committee on Oversight and Government Reform
July 23, 2009
This report also calls for an investigation into allegations of rampant criminal activity within ACORN and its affiliate agencies. To my knowledge, as of today, there has not been any support by Chairman Conyers. On the contrary, in March he seemed determined to investigate ACORN but just weeks later, when he was questioned about the status of the investigation, he responded by saying that the "Powers that be" have decided against any investigation. HHMMMM, I can only imagine who the "Powers that be" are. The silence from these elected officials that appear to aid and abet ACORN and all of its subsidiaries in criminal activity, is deafening.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Here is an excerpt of a letter I emailed to Chairman Conyers on July 23, 2009:
July 23, 2009
Dear Chairman Conyers
If you truly are interested in upholding the laws in place, your political position, racial views and your long-standing allegiance to ACORN must be set aside in the interest of justice.
It has been uncovered that while ACORN is actively receiving taxpayer dollars, it is also actively participating in promoting the Democratic Party through contributions of financial and personnel resources to Democratic political nominees and members, while also engaging in voter registration fraud for the Democratic Party. This is obviously a scheme to use taxpayer money to support a partisan political agenda, which would be a clear violation of numerous tax and election laws.
In a report to be released today, it is being reported that "Both structurally and operationally, ACORN hides behind a paper wall of nonprofit corporate protections to conceal a criminal conspiracy on the part of its directors, to launder federal money in order to pursue a partisan agenda and to manipulate the American electorate," an executive summary of the report reads.
Let me assure you that it is obvious to the "little people" that are struggling to make ends meet and want accountability for how their hard-earned tax dollars are being spent, that this organization must be investigated. Anything short of a THOROUGH investigation would indicate that your committee really has no interest in waste, fraud, and abuse of taxpayer dollars when it involves an organization with a strong affiliation with the Democratic Party.
Another concern is ACORNS affiliation with the Census bureau. If ACORN overtly encourages, supports and pays for their organization to promote voter registration fraud, my concern is that an organization that made up people through false voter registration would lead any reasonable person to suspect they would do the same in the Census count.
I hope and pray that you will set aside your political interest and TRULY do the right thing by encouraging the Justice Department to pursue a THOROUGH criminal investigation into ACORN and all of its affiliate organizations. If there is nothing illegal taking place, I would think that ACORN would welcome the opportunity to put all of these allegations to rest.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Of course we both know by now that the Census Bureau has opted to FIRE ACORN. That action also speaks volumes and tells me that ACORN is so toxic they don't want any association with them.
While I do believe that many of the needs that ACORN addresses are legitimate in all communities, it appears that they have been hijacked by criminals and thugs that are using it as a means to line their pockets at the expense of the people they profess to help and the tax-payers. When I saw those videos of the housing offices of ACORN in Baltimore and Washington, DC, I honestly wanted to throw up. To think that ACORN employees are educating people on how to conduct criminal activities, evade taxes, commit loan fraud, hide income, falsify tax returns, and the list goes on and on. What is frightening is that the employees didn't even bat an eye. The information they were providing these undercover reporters comes from years of doing this. It is obvious this was "business as usual".
I had worked in the title business for 12 years and can tell you that I had predicted a tsunami of foreclosures in the housing market 5 years ago. I personally hold ACORN and many of the politicians supporting ACORN responsible for much of this mess we now find ourselves in. It was their bullying and thuggish threats to banks and mortgage companies that led to the relaxed lending practices so that families could purchase a home, regardless of if they really could afford it or not. Then when the family is foreclosed on because they couldn't make their payments, ACORN rears its ugly head again and wants to use their thuggish tactics to try to prevent the banks from foreclosing!!!
I beg you to take this step to bring about the change we've been promised. You can start by Freezing any further funding to ACORN or any of its subsidiaries and seize their offices before they tamper with any evidence. It's time that when corruption is exposed, the "Powers That Be" uphold our laws, regardless of race, creed, color or political affiliation. You are now the "POWERS THAT BE." The question is, how will you use it?
God Bless.
Sincerely,
Michele
Friday, September 11, 2009
9/11 DO YOU REMEMBER HOW YOU FELT THAT SOMBER DAY?
In light of the recent position of this new administration regarding the investigation of the CIA, it is my humble opinion that it is not a coincidence that there have not been any further attacks on American soil since 9/11.
Today, I started out my morning, much like that fateful day 8 years ago. I still vividly remember exactly where I was standing and what I was doing when the first plane hit the tower. It was 7:46 am and I was preparing for work. I could hear the tv from the room I was in. The minute I heard about the plane flying into the World Trade Center, I knew it wasn't an accident.
Words will never be able to fully express the emotions that consumed me. After re-living those emotions this morning and for the last 7 September 11ths, every year I find myself consumed by a profound sadness after seeing those images and now, for the first time I am overwhelmed with the emotion of outrage. Outrage because this administration has positioned itself as Anti-CIA, Pro Terrorist and, in my opinion, Anti-American.
For goodness sake, they can't even call it a war on terrorism. They are now "overseas contingent operations". They feel that the same people that decapitate people on video and show it to the world, fly airplanes into buildings massacring innocent men, women and children; train children to become suicide bombers, and force innocent people to jump from the 110Th floor of a building because that is a better choice than burning to death, deserve the same rights and priviledges as someone that commits any crime. I don't think that the tactics used by the CIA to get information from captured terrorists should be elevated to the level of torture. I applaud these men and women for putting their lives on the line and keeping us safe for the last 8 years.
I seriously wonder what side this administration is on. Do they really hate the Bush Administration that much? Is this just a chance to "flex their muscles" and show us they will do ANYTHING to try to bring bogus charges against the Bush Administration? If they do anything that puts the CIA agents in harms way, I feel that Eric Holder, President Obama and any of the other henchmen in office that perpetrate this act of treason, should be put on trial as enemy combatants committing treason against the United States of America.
God Bless the families that were directly affected by the events of 9/11 as well as all of the brave service men and women that have given their lives and limbs for the freedoms we hold so dear.
DO YOU REMEMBER HOW YOU FELT THAT SOMBER DAY? YOU NEED TO ALWAYS REMEMBER THAT GUT WRENCHING FEELING TO REMIND YOURSELF WHAT KIND OF ENEMY WE ARE FIGHTING....... I REMEMBER.............
Michele
Today, I started out my morning, much like that fateful day 8 years ago. I still vividly remember exactly where I was standing and what I was doing when the first plane hit the tower. It was 7:46 am and I was preparing for work. I could hear the tv from the room I was in. The minute I heard about the plane flying into the World Trade Center, I knew it wasn't an accident.
Words will never be able to fully express the emotions that consumed me. After re-living those emotions this morning and for the last 7 September 11ths, every year I find myself consumed by a profound sadness after seeing those images and now, for the first time I am overwhelmed with the emotion of outrage. Outrage because this administration has positioned itself as Anti-CIA, Pro Terrorist and, in my opinion, Anti-American.
For goodness sake, they can't even call it a war on terrorism. They are now "overseas contingent operations". They feel that the same people that decapitate people on video and show it to the world, fly airplanes into buildings massacring innocent men, women and children; train children to become suicide bombers, and force innocent people to jump from the 110Th floor of a building because that is a better choice than burning to death, deserve the same rights and priviledges as someone that commits any crime. I don't think that the tactics used by the CIA to get information from captured terrorists should be elevated to the level of torture. I applaud these men and women for putting their lives on the line and keeping us safe for the last 8 years.
I seriously wonder what side this administration is on. Do they really hate the Bush Administration that much? Is this just a chance to "flex their muscles" and show us they will do ANYTHING to try to bring bogus charges against the Bush Administration? If they do anything that puts the CIA agents in harms way, I feel that Eric Holder, President Obama and any of the other henchmen in office that perpetrate this act of treason, should be put on trial as enemy combatants committing treason against the United States of America.
God Bless the families that were directly affected by the events of 9/11 as well as all of the brave service men and women that have given their lives and limbs for the freedoms we hold so dear.
DO YOU REMEMBER HOW YOU FELT THAT SOMBER DAY? YOU NEED TO ALWAYS REMEMBER THAT GUT WRENCHING FEELING TO REMIND YOURSELF WHAT KIND OF ENEMY WE ARE FIGHTING....... I REMEMBER.............
Michele
Labels:
9/11,
CIA,
Eric Holder,
obama,
Terrorist
Wednesday, September 9, 2009
Utopia-Obama's Speech Sept 9, 2009
The definition of Utopia from the Merriam-Webster Dictionary
Main Entry: uto·pia Pronunciation: \yu̇-ˈtō-pē-ə\
Function: noun
Etymology: Utopia, imaginary and ideal country in Utopia (1516) by Sir Thomas More, from Greek ou not, no + topos place
Date: 1597
1: an imaginary and indefinitely remote place often capitalized
2: a place of ideal perfection especially in laws, government, and social conditions
3: an impractical scheme for social improvement
Well, after listening to President Obama's speech tonight, I have to say that, since I'm not under the spell of Mr. Obama as his staunch supporters are, I can step back and dissect his message of providing much needed health care to the "entire universe"and it not costing the tax-payer 1 red cent. WHAT??? Does he REALLY think we are that STUPID?
The word that comes to mind is "Utopia". The picture the President Obama would like to paint is that of an ideal world that is orchestrated by government. His speeches are eloquent, motivating and powerful. The problem is that this speech is filled with lies or half-truths.
The man is on video http://www.youtube.com/watch?v=fpAyan1fXCE telling us in his own words that his "ULTIMATE goal is to have a single payer (universal) Healthcare system. That he knows we may not get there immediately." But FIRST...we have to take back the White House, the Senate and the Congress". HMMMM...his speech tonight said this is only a way to make the Big, Bad insurance companies play more fairly and give them some competition. Are we to believe that he has all of a sudden had a change of heart? I am sure that he never thought that this video would have surfaced. What is amazing is that even with these words being spoken from his mouth, he says that it's a lie that he is in favor of a single payer system. What???? Does he REALLY think we are DEAF?
The thing that is also of concern to me is it isn't just President Obama's belief in the single payer system, but for the majority of the Democrats. Another area he chose to focus on are the charges that government run healthcare would create "death panels". To this allegation, President Obama calls it a complete lie. HMMMMM, let's see, his top advisor on the health care reform is Ezekeil Emanuel. If you don't know who Ezekeil Emanuel is, he is the brother of Rahm Emanuel, Harvard educated MD. He has written "Complete Lives System". As a bioethicist, he has written extensively about who should get medical care, who should decide, and whose life is worth saving. Dr. Emanuel is part of a school of thought that redefines a physician’s duty, insisting that it includes working for the greater good of society instead of focusing only on a patient’s needs. Many physicians find that view dangerous, and most Americans are likely to agree. Here is a wonderful article from the Wall Street Journal by Betsy Mcaughey that will enlighten you even more. http://online.wsj.com/article/SB10001424052970203706604574374463280098676.html. HMMMMM, so no "death panels"? WHAT???? Does he REALLY think we are BLIND? Does he not realize we ARE paying attention to the people he surrounds himself with. Especially the ones that have any influence on his decisions or that are in charge of crafting legislation that will affect all of our lives?
Well, I can assure you that I am not DEAF, DUMB or BLIND! Neither are the millions of other Americans that have not fallen under the Obama spell. It all comes down to TRUST! Do you TRUST the flowery speeches that promise you UTOPIA if you TRUST Obama and this administration? HELL NO! I don't TRUST the majority of Politicians...and I certainly don't TRUST this President with the Gangster-Type-Government and shady, if not, criminal associates he has surrounded himself with for years.
Mr. Obama on the campaign trail told audiences, "Judge me by the people with whom I surround myself." We are Mr. President, and that is exactly why we don't TRUST you.
Michele
Main Entry: uto·pia Pronunciation: \yu̇-ˈtō-pē-ə\
Function: noun
Etymology: Utopia, imaginary and ideal country in Utopia (1516) by Sir Thomas More, from Greek ou not, no + topos place
Date: 1597
1: an imaginary and indefinitely remote place often capitalized
2: a place of ideal perfection especially in laws, government, and social conditions
3: an impractical scheme for social improvement
Well, after listening to President Obama's speech tonight, I have to say that, since I'm not under the spell of Mr. Obama as his staunch supporters are, I can step back and dissect his message of providing much needed health care to the "entire universe"and it not costing the tax-payer 1 red cent. WHAT??? Does he REALLY think we are that STUPID?
The word that comes to mind is "Utopia". The picture the President Obama would like to paint is that of an ideal world that is orchestrated by government. His speeches are eloquent, motivating and powerful. The problem is that this speech is filled with lies or half-truths.
The man is on video http://www.youtube.com/watch?v=fpAyan1fXCE telling us in his own words that his "ULTIMATE goal is to have a single payer (universal) Healthcare system. That he knows we may not get there immediately." But FIRST...we have to take back the White House, the Senate and the Congress". HMMMM...his speech tonight said this is only a way to make the Big, Bad insurance companies play more fairly and give them some competition. Are we to believe that he has all of a sudden had a change of heart? I am sure that he never thought that this video would have surfaced. What is amazing is that even with these words being spoken from his mouth, he says that it's a lie that he is in favor of a single payer system. What???? Does he REALLY think we are DEAF?
The thing that is also of concern to me is it isn't just President Obama's belief in the single payer system, but for the majority of the Democrats. Another area he chose to focus on are the charges that government run healthcare would create "death panels". To this allegation, President Obama calls it a complete lie. HMMMMM, let's see, his top advisor on the health care reform is Ezekeil Emanuel. If you don't know who Ezekeil Emanuel is, he is the brother of Rahm Emanuel, Harvard educated MD. He has written "Complete Lives System". As a bioethicist, he has written extensively about who should get medical care, who should decide, and whose life is worth saving. Dr. Emanuel is part of a school of thought that redefines a physician’s duty, insisting that it includes working for the greater good of society instead of focusing only on a patient’s needs. Many physicians find that view dangerous, and most Americans are likely to agree. Here is a wonderful article from the Wall Street Journal by Betsy Mcaughey that will enlighten you even more. http://online.wsj.com/article/SB10001424052970203706604574374463280098676.html. HMMMMM, so no "death panels"? WHAT???? Does he REALLY think we are BLIND? Does he not realize we ARE paying attention to the people he surrounds himself with. Especially the ones that have any influence on his decisions or that are in charge of crafting legislation that will affect all of our lives?
Well, I can assure you that I am not DEAF, DUMB or BLIND! Neither are the millions of other Americans that have not fallen under the Obama spell. It all comes down to TRUST! Do you TRUST the flowery speeches that promise you UTOPIA if you TRUST Obama and this administration? HELL NO! I don't TRUST the majority of Politicians...and I certainly don't TRUST this President with the Gangster-Type-Government and shady, if not, criminal associates he has surrounded himself with for years.
Mr. Obama on the campaign trail told audiences, "Judge me by the people with whom I surround myself." We are Mr. President, and that is exactly why we don't TRUST you.
Michele
Tuesday, September 8, 2009
Walmart Pressured by Union Thugs to pull advertising from Glenn Beck's show
Recently, it was reported that Glenn Beck made a derrogatory comment about the possibility of President Obama being a racist. That comment, although inflamatory, can be supported by some of Obama's own writings as well as associations with deeply racist left wing loons.
Well, Hell hath no fury as a Union or Acorn scorned!!! That was all they needed to demand that advertisers on the Fox News Station and Glenn Beck's Show pull their advertising. I can assure you that the comment Mr. Beck made really wasn't the reason for all of this "outcry". No, in reality the reason for this outcry is that Mr. Beck is actually not afraid to speak the truth and shine the light on all of the questionable personalities and policies of this administration. The light has even been shone on the same "organizations" now trying to shut Mr. Beck up.
In response to this all out war against Glenn Beck, I quickly sent a letter to Walmart in support of Mr. Beck.
Here is a copy of what I sent via email to Walmart 8/25.
Email sent to Walmart 8/25
To Whom It May Concern:
It has been widely publicized that there is a campaign by Acorn, SEIU, Colorofchange.org and a number of other organizations in support of President Obama's agenda to pressure Walmart and other companies to pull their advertising from Glenn Beck's show and Fox News. I went to the SEIU website and found that as much as they hate Glenn Beck and Fox News, they seem to hate Walmart even more. Here is a link to a website they are promoting titled "WakeUpWalmart.com" http://www.wakeupwalmart.com/facts/#anti-union.
In addition to hate filled disdain of Walmart they are promoting, they are also encouraging visitors to the website to complete a form letter that is then sent to John Agwunobi demanding Walmart pull their advertising on Mr. Beck's and Fox News programs. Oh yes, by the way on the same page to send this letter to Mr. Agwunobi, there are a minimum of 13 areas they feel need to be changed by Walmart to include, wages, health benefits, anti-union attitude, etc.
The most interesting position they are promoting to all of their members is titled "Community Fights-Fight for Our America By Fighting Against Wal-Mart" http://www.wakeupwalmart.com/community/. On this page they list 5 steps to "KEEP YOUR COMMUNITY WALMART FREE".
I am sure by now you have received a number of emails from citizens voicing their outcry of some remarks made by Glenn Beck about President Obama being a racist. Let me say that I don't agree with ANYONE using the race card.
I am also sure that the majority of these emails calling for Walmart to cease all advertising dollars are also from people who continue to try to advance their causes by claiming to be victims of racism.
While it is clear that the "R" word seems to be tossed around freely by people on all sides of party lines, I would encourage that if, in fact you feel pressured to pull your advertising dollars in this case, that you also pull any advertising dollars from MSNBC, CNN, and any other media outlet that have also called anyone not agreeing with our President a racist. Those outlets have been making race an issue ever since Obama started campaigning for President.
I am completely offended by these remarks by anyone. I can assure you that I have never judged anyone by the color or their skin. I am not a racist, yet I was called a racist simply because I am a participant of tea party events. MSNBC, Democratic elected officials, Newspaper publications, and other news outlets that are in support of President Obama labeled those of us using our freedom of speech to speak out against this proposed healthcare bill as racists. Where was the outcry from those same organizations now outraged by comments Mr. Beck made? There wasn't any because these "organizations" will do anything to assist Mr. Obama in pushing his agenda that will soon put our country in peril.
I would also encourage you to look at who is pushing for you to pull your advertising. They are the same thugs that want to go after your company and, trust me, with the White House behind them, Walmart may soon see be overtaken by a Union or better yet, the Federal Government.
Me, on the other hand. I am just a 53-year-old Grandmother that believes in limited government and capitalism. I have no agenda. I am also a customer of Walmart. If you truly pull your advertising on the principal of this issue, remember that these organizations pressuring you are the same ones frothing at the mouth to bring you down.
Sincerely,
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Well, Hell hath no fury as a Union or Acorn scorned!!! That was all they needed to demand that advertisers on the Fox News Station and Glenn Beck's Show pull their advertising. I can assure you that the comment Mr. Beck made really wasn't the reason for all of this "outcry". No, in reality the reason for this outcry is that Mr. Beck is actually not afraid to speak the truth and shine the light on all of the questionable personalities and policies of this administration. The light has even been shone on the same "organizations" now trying to shut Mr. Beck up.
In response to this all out war against Glenn Beck, I quickly sent a letter to Walmart in support of Mr. Beck.
Here is a copy of what I sent via email to Walmart 8/25.
Email sent to Walmart 8/25
To Whom It May Concern:
It has been widely publicized that there is a campaign by Acorn, SEIU, Colorofchange.org and a number of other organizations in support of President Obama's agenda to pressure Walmart and other companies to pull their advertising from Glenn Beck's show and Fox News. I went to the SEIU website and found that as much as they hate Glenn Beck and Fox News, they seem to hate Walmart even more. Here is a link to a website they are promoting titled "WakeUpWalmart.com" http://www.wakeupwalmart.com/facts/#anti-union.
In addition to hate filled disdain of Walmart they are promoting, they are also encouraging visitors to the website to complete a form letter that is then sent to John Agwunobi demanding Walmart pull their advertising on Mr. Beck's and Fox News programs. Oh yes, by the way on the same page to send this letter to Mr. Agwunobi, there are a minimum of 13 areas they feel need to be changed by Walmart to include, wages, health benefits, anti-union attitude, etc.
The most interesting position they are promoting to all of their members is titled "Community Fights-Fight for Our America By Fighting Against Wal-Mart" http://www.wakeupwalmart.com/community/. On this page they list 5 steps to "KEEP YOUR COMMUNITY WALMART FREE".
I am sure by now you have received a number of emails from citizens voicing their outcry of some remarks made by Glenn Beck about President Obama being a racist. Let me say that I don't agree with ANYONE using the race card.
I am also sure that the majority of these emails calling for Walmart to cease all advertising dollars are also from people who continue to try to advance their causes by claiming to be victims of racism.
While it is clear that the "R" word seems to be tossed around freely by people on all sides of party lines, I would encourage that if, in fact you feel pressured to pull your advertising dollars in this case, that you also pull any advertising dollars from MSNBC, CNN, and any other media outlet that have also called anyone not agreeing with our President a racist. Those outlets have been making race an issue ever since Obama started campaigning for President.
I am completely offended by these remarks by anyone. I can assure you that I have never judged anyone by the color or their skin. I am not a racist, yet I was called a racist simply because I am a participant of tea party events. MSNBC, Democratic elected officials, Newspaper publications, and other news outlets that are in support of President Obama labeled those of us using our freedom of speech to speak out against this proposed healthcare bill as racists. Where was the outcry from those same organizations now outraged by comments Mr. Beck made? There wasn't any because these "organizations" will do anything to assist Mr. Obama in pushing his agenda that will soon put our country in peril.
I would also encourage you to look at who is pushing for you to pull your advertising. They are the same thugs that want to go after your company and, trust me, with the White House behind them, Walmart may soon see be overtaken by a Union or better yet, the Federal Government.
Me, on the other hand. I am just a 53-year-old Grandmother that believes in limited government and capitalism. I have no agenda. I am also a customer of Walmart. If you truly pull your advertising on the principal of this issue, remember that these organizations pressuring you are the same ones frothing at the mouth to bring you down.
Sincerely,
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Labels:
Glenn Beck,
racist,
secede from the union,
walmart
Monday, September 7, 2009
Labor Day and I'm taking a vacation from my blog..............
Hope you had a wonderful Labor Day!
Michele
Michele
Sunday, September 6, 2009
UAW backs reform, cites $10B to defray costs for retirees | detnews.com | The Detroit News
UAW backs reform, cites $10B to defray costs for retirees | detnews.com | The Detroit News
Shared via AddThis
Read pages 65-71 of HR3200
No wonder the Union Thugs have such an interest in this bill. Why are the Unions receiving special treatment? Maybe that's because as VP Biden so eloquently said in March 2009 at the Fountainebleu Hotel (discount rooms available now online for $399/night) in Miami Beach for the AFL-CIO's Executive Council: Here's a Biden quote: "Mr. President, you know, you go home with them that brung you to the dance. Well, you all brought me to the dance a long time ago. And it's time we start dancing, man. It's time we start dancing.
HHHMMMMMM.............so this is the "transparent" administration....Transparent ok...they don't have any problem proving how corrupt these politicians are once they make it to a position of power!!! They are actually very arrogant and "in your face" about it. Man, I don't think this is the change people were expecting.
I know there must be many of you with "Voter's Remorse" after voting for the Democrat ticket. I wish you would have been listening to the mountains of evidence that this President has an agenda that is questionable at the least, and dangerous at worst. I am convinced he doesn't care if he is a 1-term President if it means he can ram as much of his socialist agenda through for the sake of his radical agenda.
These are very scary times...........................................................................
Michele
Shared via AddThis
Read pages 65-71 of HR3200
No wonder the Union Thugs have such an interest in this bill. Why are the Unions receiving special treatment? Maybe that's because as VP Biden so eloquently said in March 2009 at the Fountainebleu Hotel (discount rooms available now online for $399/night) in Miami Beach for the AFL-CIO's Executive Council: Here's a Biden quote: "Mr. President, you know, you go home with them that brung you to the dance. Well, you all brought me to the dance a long time ago. And it's time we start dancing, man. It's time we start dancing.
HHHMMMMMM.............so this is the "transparent" administration....Transparent ok...they don't have any problem proving how corrupt these politicians are once they make it to a position of power!!! They are actually very arrogant and "in your face" about it. Man, I don't think this is the change people were expecting.
I know there must be many of you with "Voter's Remorse" after voting for the Democrat ticket. I wish you would have been listening to the mountains of evidence that this President has an agenda that is questionable at the least, and dangerous at worst. I am convinced he doesn't care if he is a 1-term President if it means he can ram as much of his socialist agenda through for the sake of his radical agenda.
These are very scary times...........................................................................
Michele
Saturday, September 5, 2009
Charlie Rangel "Crook In Charge" of House Ways and Means Committee
Charlie Rangel's Official Website
Above, please find a number of articles regarding the most recent proof of Charles Rangels overt criminal act of Tax Evasion. The funny thing is if you click on the "taxes" link on his website, he has a host of links and topics related to taxes....the links I find most amusing are the ones about the "tax tip of the day" and the transcript from the "Fiscal Responsibility Summit February 24, 2009" (What a Joke...especially when they have proven themselves to be completely Fiscally Irresponsible with the passing of the "Stimulus Bill" that noone read just weeks later that was loaded with Pork that Obama swore he would not support on the campaign trail.) There is a link on his website so you can read the entire transcript.
I especially love the paragraphs taken from the transcript that are quoted as follows:
THE PRESIDENT: Just a quick thought on taxes, Charlie. My instinct is, is that you're absolutely right that the individual tax rate is always the hardest thing. There's some philosophical differences between the parties on this and I understand that. On the corporate side, I at least have always maintained that if we try to think in the same ways that we thought about it in 1986, and if you closed loopholes, you could actually lower rates.
REPRESENTATIVE RANGEL: No question about it.
THE PRESIDENT: And that's an area where there should be the potential for some bipartisan agreement, because I think, on the books, the rates in the United States are high. In practice, depending on who it is that you can, what kind of accountant you can hire, they're not so high. And that's an area where we can work on. Simplification, same thing. I don't think there's anybody out here who thinks that we are making it customer-friendly for the taxpayer. And that's an area where we can make some great progress.
(Gee...I wonder who Rangel's accountant was...'cause he missed by the latest estimate...at least $1.3 million in outside income/assets-- including up to $1 million for a Harlem building sale -- on financial-disclosure forms he filed between 2002 and 2006, according to newly amended records. The documents also show the embattled chairman of the Ways and Means Committee -- who is being probed by the House Ethics Committee -- failed to reveal a staggering $3 million in various business transactions over the same period.)
REPRESENTATIVE RANGEL: Well, if you're looking for a fight and a partisan fight, any loophole you close is a tax increase. We have to get over that and make certain that the vast majority of businesses recognize it's in their best interest to do the right thing as relates to those who've taken unfair advantage of the government.
THE PRESIDENT: Well, you were here in '86 – it's been done before. We might be able to get it done this time.
REPRESENTATIVE RANGEL: Well, under your leadership, I'm looking forward to it.
(Laughter)
I SAY PROSECUTE THIS LYING SCUM BAG TAX CHEAT, SEND HIM TO FEDERAL PRISON AND THROW AWAY THE KEY!!!
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Above, please find a number of articles regarding the most recent proof of Charles Rangels overt criminal act of Tax Evasion. The funny thing is if you click on the "taxes" link on his website, he has a host of links and topics related to taxes....the links I find most amusing are the ones about the "tax tip of the day" and the transcript from the "Fiscal Responsibility Summit February 24, 2009" (What a Joke...especially when they have proven themselves to be completely Fiscally Irresponsible with the passing of the "Stimulus Bill" that noone read just weeks later that was loaded with Pork that Obama swore he would not support on the campaign trail.) There is a link on his website so you can read the entire transcript.
I especially love the paragraphs taken from the transcript that are quoted as follows:
THE PRESIDENT: Just a quick thought on taxes, Charlie. My instinct is, is that you're absolutely right that the individual tax rate is always the hardest thing. There's some philosophical differences between the parties on this and I understand that. On the corporate side, I at least have always maintained that if we try to think in the same ways that we thought about it in 1986, and if you closed loopholes, you could actually lower rates.
REPRESENTATIVE RANGEL: No question about it.
THE PRESIDENT: And that's an area where there should be the potential for some bipartisan agreement, because I think, on the books, the rates in the United States are high. In practice, depending on who it is that you can, what kind of accountant you can hire, they're not so high. And that's an area where we can work on. Simplification, same thing. I don't think there's anybody out here who thinks that we are making it customer-friendly for the taxpayer. And that's an area where we can make some great progress.
(Gee...I wonder who Rangel's accountant was...'cause he missed by the latest estimate...at least $1.3 million in outside income/assets-- including up to $1 million for a Harlem building sale -- on financial-disclosure forms he filed between 2002 and 2006, according to newly amended records. The documents also show the embattled chairman of the Ways and Means Committee -- who is being probed by the House Ethics Committee -- failed to reveal a staggering $3 million in various business transactions over the same period.)
REPRESENTATIVE RANGEL: Well, if you're looking for a fight and a partisan fight, any loophole you close is a tax increase. We have to get over that and make certain that the vast majority of businesses recognize it's in their best interest to do the right thing as relates to those who've taken unfair advantage of the government.
THE PRESIDENT: Well, you were here in '86 – it's been done before. We might be able to get it done this time.
REPRESENTATIVE RANGEL: Well, under your leadership, I'm looking forward to it.
(Laughter)
I SAY PROSECUTE THIS LYING SCUM BAG TAX CHEAT, SEND HIM TO FEDERAL PRISON AND THROW AWAY THE KEY!!!
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Labels:
Charlie Rangel,
Crook,
fiscal,
House Ways and Means,
obama,
responsibiliy,
summit,
tax cheat
Friday, September 4, 2009
Buycott at Whole Foods in Arlington Texas 9.3.09
Well, tonight about 40-50 people met up at our local Whole Foods to show support for their CEO, John Mackey. I was honored to participate in this event. It was very respectful and the wonderful attendees want to make it known that we all can agree that the current healthcare system is broken. The option that this administration is trying to ram down our throats is NOT the solution. Trying to completely dismantle what is working for apx 85% of Americans is only proof that this administration feels the Government is the answer to all of our problems, when in fact, in many cases, they are the problem.
We need to all wake up. It should scare the hell out of you that our President was trying to push this bill through at lightning speed before anyone had even read it!!!! That speaks volumes to me. What that tells me is that he wanted to push it through (just like the stimulus bill) quickly so we wouldn't know what's in it. He knew once the truth came out.....the reaction would be the majority of people would be against it. I just don't think he ever thought we would all be this visible or vocal. He has awakened some sleeping GIANTS and it is our duty to make sure that we leave our future generations a country that is limited government, fiscally responsible and follows the Constitution.
After meeting outside, we all went on a buying spree. It was a wonderful way to encourage free speech and suppport a company who's only crime was offering an alternative to the current proposed bill.
GO WHOLE FOODS! I am now enjoying some of my purchase for breakfast this morning.
Michele
We need to all wake up. It should scare the hell out of you that our President was trying to push this bill through at lightning speed before anyone had even read it!!!! That speaks volumes to me. What that tells me is that he wanted to push it through (just like the stimulus bill) quickly so we wouldn't know what's in it. He knew once the truth came out.....the reaction would be the majority of people would be against it. I just don't think he ever thought we would all be this visible or vocal. He has awakened some sleeping GIANTS and it is our duty to make sure that we leave our future generations a country that is limited government, fiscally responsible and follows the Constitution.
After meeting outside, we all went on a buying spree. It was a wonderful way to encourage free speech and suppport a company who's only crime was offering an alternative to the current proposed bill.
GO WHOLE FOODS! I am now enjoying some of my purchase for breakfast this morning.
Michele
Wednesday, September 2, 2009
You May Want To Rethink Your Position On Texas
Subject: Texas
In case things get a little tough during the next few months, we Texans have a plan...
In case things get a little tough during the next few months, we Texans have a plan...
Maybe you don't know it, but Texas is the only state with a legal right to secede from the Union . (Reference the Texas-American Annexation Treaty of 1848...)
We Texans love y'all Americans, but we'll probably have to take action since Barack Obama won the election and is now the President of the U.S.A. We'll miss ya'll though.
Here is what can happen:
1. Barack Hussein Obama, after becoming the President of the United States , begins to try and create a socialist country, then Texas announces that it is going to secede from the Union .
2. George W. Bush becomes the President of the Republic of Texas. You might not think that he talks too pretty, but we haven't had another terrorist attack and the economy was fine until the effects of the Democrats lowering the qualifications for home loans came to roost.
So what does Texas have to do to survive as a Republic?
- NASA is just south of Houston , Texas . We will control the space industry.
- We refine over 85% of the gasoline in the United States.
- Defense Industry--we have over 65% of it. The term "Don't mess with Texas ," will take on a whole new meaning.
- Oil - we can supply all the oil that the Republic of Texas will need for the next 300 years. What will the other states do? Gee, we don't know. Why not ask Obama?
- Natural Gas - again, we have all we need and it's too bad about those Northern States. John Kerry and Al Gore will just have to figure out a way to keep them warm...
- Computer Industry - we lead the nation in producing computer chips and communications equipment - small companies like Texas Instruments, Dell Computer, EDS, Raytheon, National Semiconductor, Motorola, Intel, AMD, Atmel, Applied Materials, Ball Misconduct, Dallas Semiconductor, Nortel, Alcatel, etc. The list goes on and on.
- Medical Care - We have the research centers for cancer research, the best burn centers and the top trauma units in the world, as well as other large health centers. The Houston Medical Center alone employees over 65,000 people.
- We have enough colleges to keep educating and making smarter citizens: University of Texas , Texas A&M, Texas Tech, Texas Christian, Rice, SMU, University of Dallas , University of Houston , Baylor, UNT (University of North Texas), Texas Women's University, etc. Ivy grows better in the South anyway.
- We have an intelligent and energetic work force and it isn't restricted by a bunch of unions. Here in Texas , we are a Right to Work State and, therefore, it's every man and woman for themselves. We just go out and get the job done. And if we don't like the way one company operates, we get a job somewhere else.
- We have essential control of the paper, plastics, and insurance industries, etc.
- In case of a foreign invasion, we have the Texas National Guard, the Texas Air National Guard, and several military bases. We don't have an Army, but since everybody down here has at least six rifles and a pile of ammo, we can raise an Army in 24 hours if we need one. If the situation really gets bad, we can always call the Department of Public Safety and ask them to send over the Texas Rangers.
- We are totally self-sufficient in beef, poultry, hogs, and several types of grain, fruit and vegetables, and let's not forget seafood from the Gulf. Also, everybody down here knows how to cook them so that they taste good. We don't need any food.
- Three of the ten largest cities in the United States , and twenty-three of the 100 largest cities in the United States are located in Texas . And Texas also has more land than California , New York , New Jersey , Connecticut , Delaware , Hawaii , Massachusetts, Maryland, Rhode Island , and Vermont combined.
- Trade: Three of the ten largest ports in the United States are located in Texas
- We also manufacture cars down here, but we don't need to. You see, nothing rusts in Texas so our vehicles stay beautiful and run well for decades.
This just names a few of the items that will keep the Republic of Texas in good shape. There isn't a thing out there that we need and don't have.
Now to the rest of you folks in the United States under President Obama:
- Since you won't have the refineries to get gas for your cars, only President Obama will be able to drive around in his big 9 mpg SUV. The rest of the United States will have to walk or ride bikes.
- You won't have any TV as the Space Center in Houston will cut off satellite communications.
- You won't have any natural gas to heat your homes, but since Mr. Obama has predicted global warming, you will not need the gas as long as you survive the 2000 years it will take to get enough heat from Global Warming.
In other words, the rest of ya'll in the USA are screwed!
Signed,
The People of Texas
P.S. This is not a threatening letter - just a note to give you something to think about!
Sleep well tonight 'cause the eyes of Texas are on YOU!!
One Nation Under God!!
''Life's tough...it's even tougher if you're stupid.''-John Wayne
**This email was sent to me by a family member. I am not sure who the author is but thought it was too funny not to share with all**
The Truth About Fannie Mae and Freddie Mac from my perspective
More on what caused our financial crisis:
To those who do not know my background....I worked in the Title business for 12 yrs. I can assure you that this economic tsunami of housing foreclosures was not a surprise to anyone in the mortgage, title, or real estate industry. I can personally attest to the fact that a large number of loans that closed in our office should have never made it to the closing table. The relaxed and/or non-existent credit guidelines truly allowed for almost anyone to get a loan. Thus the name "liar loans."
Most buyers had no skin in the game (no down payment). Instead, the seller would raise the price of the home and participate in a "down payment assistance program" that provided the necessary 3% down pmt for the buyer or they would have an 80/20 loan that would also not require any down payment. Most loans were sub-prime and/or had adjustable rates as well as pre-payment penalties. If the customer tried to pay off the loan either through a sale or refinance within 2-5 yrs they would have to pay a substantial penalty. The majority of 80/20 loans had inflated interest rates 2-5 pts. above the going interest rate.
Many times I would ask the loan officers "how in the world could you get this customer approved?" They would respond: "This will at least get them into a house and I tell them to refinance in a couple of yrs to get a better rate." Well those couple of years have now passed for those customers and it is now impossible to refinance. Their homes aren't worth what they owe and now the requirements are stricter to qualify. So these homeowners that shouldn't have been approved for the loan in the first place, are stuck with these loans...or worse yet, have been or will soon be foreclosed on.
About 5 years ago, the company I worked for lost it's biggest builder's business. At that time, I discussed marketing options with the President of our company. Our company primarily worked with Realtors and had very little business with lenders (refinance business mainly). I told him that it was my opinion that we needed to aggressively market the mortgage lender business as it was my prediction that the market would soon experience a mortgage implosion greater than the late 70's and 80's. I could foresee that the main sellers in the near future were going to be the mortgage companies. It was obvious they were going to be holding the majority of homes for sale as foreclosures would explode.
I was given the title of "Title Police" by my fellow co-workers. Whenever I saw obvious signs of loan fraud, I would sound the bells and blow the whistle. My co-workers would joke that they were going to give me a whistle to sound when I suspected a "fishy" loan. I do have to say that the company I worked for was very conservative and always stood behind their employees if they felt the loan didn't pass the "smell test". They would encourage us to pass any information to our underwriter to review in order to determine if we should decline closing the transaction. Every time we had clear concerns, they supported our decision to not close the loan. Unfortunately, other title companies weren't as conservative and the loan would be moved down the road to close. Even worse, they would close these loans even after we would suggest that they take a close look at the file as there were concerns about the loan.
Attached,are some videos John McCain introduced in 2005 that show that the Bush Administration, Alan Greenspan and John McCain had also seen this coming and tried to reign in Fannie Mae and Freddie Mac. The most compelling video shows Barney Frank and other Democrats defending this mortgage fraud frenzy and touted how stable the mortgage industry was and how it had moved to put more people into homes than ever before (exactly..these were people that should have never been allowed to get these loans)...all the while Fannie Mae and Freddie Mac are "cookin their books" and lining the pockets of their top leaders that also were major contributors to the Democratic party and Barrack Obama specifically.
I also hold Acorn and others responsible as well. They were the thugs threatening banks with lawsuits if they didn't relax their loan requirements. Freddie and Fannie helped perpetrate this loan fraud with complete support from Barney Franks, Franklin Raines and any number of willing participants that turned a blind eye for the sake of the almighty dollar or power.
The sad thing is that I am no economist, I have no special skills at predicting the future. While Obama and his Gangster Government want to continue to make Bush the demon behind this economic tsunami, I have to believe that if the mortgage lending had been reigned in as far back as 2001, we would not find ourselves digging out of the mess we are currently in.
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
To those who do not know my background....I worked in the Title business for 12 yrs. I can assure you that this economic tsunami of housing foreclosures was not a surprise to anyone in the mortgage, title, or real estate industry. I can personally attest to the fact that a large number of loans that closed in our office should have never made it to the closing table. The relaxed and/or non-existent credit guidelines truly allowed for almost anyone to get a loan. Thus the name "liar loans."
Most buyers had no skin in the game (no down payment). Instead, the seller would raise the price of the home and participate in a "down payment assistance program" that provided the necessary 3% down pmt for the buyer or they would have an 80/20 loan that would also not require any down payment. Most loans were sub-prime and/or had adjustable rates as well as pre-payment penalties. If the customer tried to pay off the loan either through a sale or refinance within 2-5 yrs they would have to pay a substantial penalty. The majority of 80/20 loans had inflated interest rates 2-5 pts. above the going interest rate.
Many times I would ask the loan officers "how in the world could you get this customer approved?" They would respond: "This will at least get them into a house and I tell them to refinance in a couple of yrs to get a better rate." Well those couple of years have now passed for those customers and it is now impossible to refinance. Their homes aren't worth what they owe and now the requirements are stricter to qualify. So these homeowners that shouldn't have been approved for the loan in the first place, are stuck with these loans...or worse yet, have been or will soon be foreclosed on.
About 5 years ago, the company I worked for lost it's biggest builder's business. At that time, I discussed marketing options with the President of our company. Our company primarily worked with Realtors and had very little business with lenders (refinance business mainly). I told him that it was my opinion that we needed to aggressively market the mortgage lender business as it was my prediction that the market would soon experience a mortgage implosion greater than the late 70's and 80's. I could foresee that the main sellers in the near future were going to be the mortgage companies. It was obvious they were going to be holding the majority of homes for sale as foreclosures would explode.
I was given the title of "Title Police" by my fellow co-workers. Whenever I saw obvious signs of loan fraud, I would sound the bells and blow the whistle. My co-workers would joke that they were going to give me a whistle to sound when I suspected a "fishy" loan. I do have to say that the company I worked for was very conservative and always stood behind their employees if they felt the loan didn't pass the "smell test". They would encourage us to pass any information to our underwriter to review in order to determine if we should decline closing the transaction. Every time we had clear concerns, they supported our decision to not close the loan. Unfortunately, other title companies weren't as conservative and the loan would be moved down the road to close. Even worse, they would close these loans even after we would suggest that they take a close look at the file as there were concerns about the loan.
Attached,are some videos John McCain introduced in 2005 that show that the Bush Administration, Alan Greenspan and John McCain had also seen this coming and tried to reign in Fannie Mae and Freddie Mac. The most compelling video shows Barney Frank and other Democrats defending this mortgage fraud frenzy and touted how stable the mortgage industry was and how it had moved to put more people into homes than ever before (exactly..these were people that should have never been allowed to get these loans)...all the while Fannie Mae and Freddie Mac are "cookin their books" and lining the pockets of their top leaders that also were major contributors to the Democratic party and Barrack Obama specifically.
I also hold Acorn and others responsible as well. They were the thugs threatening banks with lawsuits if they didn't relax their loan requirements. Freddie and Fannie helped perpetrate this loan fraud with complete support from Barney Franks, Franklin Raines and any number of willing participants that turned a blind eye for the sake of the almighty dollar or power.
The sad thing is that I am no economist, I have no special skills at predicting the future. While Obama and his Gangster Government want to continue to make Bush the demon behind this economic tsunami, I have to believe that if the mortgage lending had been reigned in as far back as 2001, we would not find ourselves digging out of the mess we are currently in.
Michele
"I realize that on the sea of life, I can't control the weather, but I can adjust my sails." unknown
Subscribe to:
Posts (Atom)